Stamp duty
Residential BSD
Progressive marginal bands on the higher of price or market value.
Current residential bands from 15 February 2023. Do not apply the top rate to the whole value.
Free educational tools
Calculate the number. Keep the rule beside it.
These calculators show the working, unit, threshold, and exam trap—not only a final number. They are study aids, not tax, credit, financial, or legal advice.
Stamp duty
Individual ABSD
Ordinary current matrix for one buyer profile. Joint purchases use the highest applicable profile.
Ordinary matrix from 27 April 2023. FTA treatment, remissions, trusts, developers, joint profiles, and special concessions require separate checks.
Stamp duty
Residential SSD
Current four-year schedule for residential property acquired on or after 4 July 2025.
Acquisition date selects the schedule. Earlier acquisitions and reliefs are outside this calculator.
Property finance
TDSR and MSR check
Compare monthly obligations with gross monthly income before applying lender-specific assessment.
Captured headline thresholds: TDSR 55%; MSR 30% for applicable HDB flats and ECs. Income haircuts, exemptions, refinancing, and lender policy can change the assessment.
Investment maths
Rental yield
Compare gross and simple net annual yield.
Gross yield = annual rent ÷ purchase price. This simple net figure subtracts entered annual expenses only.
Exam planning
Score target
See how many additional correct marks you need to reach a 60-mark practice benchmark.
Each official paper has 100 marks: 60 one-mark questions and 20 two-mark case-study questions. A practice benchmark is not a pass prediction.
Rates and administrative requirements can change. Verify current rates and applicability with IRAS, MAS, HDB, CPF, CEA, or the relevant official source before acting.
Read the revision guides →